Development exit report · Q3 2026

Brighton and Hove Development Exit Report, Q3 2026

Who is lending to developers in Brighton and Hove, how many schemes are exiting their development loans, and how quickly new homes are selling. Built from Companies House charges, Land Registry sales and council planning data.

66
New development charges, 12 months to September 2026 (+40.4%)
15
Development loans filed as repaid, same 12 months
61.3%
Live development book over 24 months old (61.3% nationally)
89
New-build sales, latest settled 12 months (+6%)
Published by DevExit Data updated November 2026
In short

Start with this: in the 12 months to September 2026, new development lending grew 40.4% to 66 charges across Brighton and Hove. Meanwhile development loans filed as repaid slipped 40% to 15. The age of the local development book stands out less than you might think: 61.3% of live charges are older than two years, against 61.3% for England and Wales. On the planning side, 197 residential applications were approved in the latest 12-month window.

Scorecard

Brighton and Hove at a glance

How each signal moved over the year, measured the same way for every location we report on.

SignalBrighton and HoveChangeBasisDirection
New development charges66+40.4%12 months to September 2026 vs the 12 months beforeUp
Development charges satisfied (exits filed)15-40%12 months to September 2026 vs the 12 months beforeDown
Exit-type lending to developers22-4.3%bridging, specialist-bank and private-credit charges on development companiesFlat
Live development book over 24 months old61.3%0 ptsat 30 September 2026, compared with 61.3% across England and WalesIn line
New-build sales registered89+6%settled 12 months (registration lag allowed for) vs the 12 months beforeUp
New developer and property companies202-12.6%SIC 41100, 41202, 68100 by registered office; live register onlyDown
Companies House · development lending

Development lending and exits in Brighton and Hove

The register shows 66 new development charges in Brighton and Hove across the 12 months to September 2026, up 40.4% on the prior 12 months, spread over 20 borrowers.

On the other side of the ledger, 15 development loans were filed as repaid. That is a repayment ratio of 0.23, below the national 0.41, so more debt is going on than coming off.

A charge is the security a lender registers at Companies House. It shows that a loan was taken and when it was repaid (satisfied), not how much was lent. A quarter-end is provisional until 30 days after the data cut-off, because filings arrive late.

Brighton and Hove: development charges registered and satisfied by quarter, 2022 Q1 to 2026 Q3
New development chargesSatisfied (loan repaid)
010203040New development charges, 2022 Q1: 0Satisfied, 2022 Q1: 22022New development charges, 2022 Q2: 9Satisfied, 2022 Q2: 4New development charges, 2022 Q3: 14Satisfied, 2022 Q3: 1New development charges, 2022 Q4: 11Satisfied, 2022 Q4: 4New development charges, 2023 Q1: 9Satisfied, 2023 Q1: 82023New development charges, 2023 Q2: 11Satisfied, 2023 Q2: 3New development charges, 2023 Q3: 7Satisfied, 2023 Q3: 2New development charges, 2023 Q4: 16Satisfied, 2023 Q4: 2New development charges, 2024 Q1: 13Satisfied, 2024 Q1: 22024New development charges, 2024 Q2: 11Satisfied, 2024 Q2: 6New development charges, 2024 Q3: 11Satisfied, 2024 Q3: 5New development charges, 2024 Q4: 23Satisfied, 2024 Q4: 6New development charges, 2025 Q1: 10Satisfied, 2025 Q1: 02025New development charges, 2025 Q2: 5Satisfied, 2025 Q2: 6New development charges, 2025 Q3: 9Satisfied, 2025 Q3: 13New development charges, 2025 Q4: 8Satisfied, 2025 Q4: 3New development charges, 2026 Q1: 13Satisfied, 2026 Q1: 92026New development charges, 2026 Q2: 20Satisfied, 2026 Q2: 2New development charges, 2026 Q3: 25Satisfied, 2026 Q3: 1

Companies House charge register, Construction Capital analysis

Companies House · exit-type lending

Bridging and specialist lending to Brighton and Hove developers

Brighton and Hove saw 22 exit-type charges registered against development companies in the 12 months to September 2026, against 23 a year earlier (-4.3%).

Specialist and challenger banks held the largest number, 12. The third quarter of 2026 alone brought 4, against 5 in the same quarter of 2025.

Exit-type lending counts charges registered by bridging lenders, specialist banks and private credit funds against companies whose registered business is developing buildings (SIC 41100 or 41202). It is the market that refinances development debt at completion and funds the sales period.

Brighton and Hove: exit-type lending to developers bridging, specialist-bank and private-credit charges on development companies, rolling four quarters
0204060802022 Q42023 Q42024 Q42025 Q42026 Q3Exit-type charges, rolling 4Q, 2022 Q4: 21Exit-type charges, rolling 4Q, 2023 Q1: 22Exit-type charges, rolling 4Q, 2023 Q2: 27Exit-type charges, rolling 4Q, 2023 Q3: 26Exit-type charges, rolling 4Q, 2023 Q4: 35Exit-type charges, rolling 4Q, 2024 Q1: 41Exit-type charges, rolling 4Q, 2024 Q2: 34Exit-type charges, rolling 4Q, 2024 Q3: 35Exit-type charges, rolling 4Q, 2024 Q4: 23Exit-type charges, rolling 4Q, 2025 Q1: 25Exit-type charges, rolling 4Q, 2025 Q2: 24Exit-type charges, rolling 4Q, 2025 Q3: 23Exit-type charges, rolling 4Q, 2025 Q4: 24Exit-type charges, rolling 4Q, 2026 Q1: 22Exit-type charges, rolling 4Q, 2026 Q2: 23Exit-type charges, rolling 4Q, 2026 Q3: 22Charges 22

Companies House charge register, Construction Capital analysis

Companies House · lender categories

Who is lending in Brighton and Hove

Of 621 property charges in Brighton and Hove we could match to a lender type, 79.1% sat with specialist lenders (national: 87.5%). Specialists are 8 points less prominent than nationally.

Lenders are grouped by category from the Construction Capital lender register and never named.

Who holds the charges: lender categories share of register-matched property charges, 12 months to September 2026
Specialist and challenger banksBridging lendersHigh-street banksDevelopment lenders, funds and other
BrightonBrighton, Specialist and challenger banks: 59.1%59%Brighton, Bridging lenders: 19.3%19%Brighton, High-street banks: 20.9%21%Brighton, Development lenders, funds and other: 0.7%E and WE and W, Specialist and challenger banks: 60.0%60%E and W, Bridging lenders: 27.1%27%E and W, High-street banks: 12.5%13%E and W, Development lenders, funds and other: 0.5%

Companies House charge register, Construction Capital analysis

Land Registry · sales

How quickly new homes are selling

The settled Land Registry year to September 2025 shows 89 new homes sold in Brighton and Hove, compared with 84 in the year before. A new-build share of 2.3%; England and Wales ran at 8.1%.

Buyers paid 9.7% more for a new flat than a second-hand one, on median prices.

All residential sales totalled 3,324 in the settled 12 months to April 2026 (-21.6% on the year before).

Land Registry registers new-build plot sales up to a year after completion, so new-build figures use the latest settled 12 months. Prices are transaction-sample medians, not a like-for-like index.

Brighton and Hove: new-build sales registered by half-year; faded bars sit inside the registration lag and will rise
0255075100New-build sales, 2022 H1: 812022 H1New-build sales, 2022 H2: 1002022 H2New-build sales, 2023 H1: 782023 H1New-build sales, 2023 H2: 312023 H2New-build sales, 2024 H1: 492024 H1New-build sales, 2024 H2: 552024 H2New-build sales, 2025 H1: 452025 H1New-build sales, 2025 H2: 21 (censored by registration lag)2025 H2New-build sales, 2026 H1: 1 (censored by registration lag)2026 H1

HM Land Registry Price Paid Data, Construction Capital analysis

Planning · pipeline

The next wave of schemes needing an exit

Between 1 July 2025 and 30 September 2026, 197 residential applications were approved (53 conversion, 43 new build, 41 change of use) and 100 awaited a decision.

Stated unit counts total 513 homes across 164 approvals, a floor rather than the full figure.

Residential applications from council planning portals over each council's latest 12-month window. Unit counts are only stated on some applications, so unit totals are a floor.

Largest approved schemes (stated units)UnitsTypeDecided
Near Bn3 8ap101new build2026-09-02
Near Bn2 5qa36new build2026-04-16
30conversion2026-02-18
Near Bn3 3ln12prior approval2025-07-01
Near Bn2 6wd10new build2026-09-07
Companies House · registrations

New developer companies

New single-purpose companies are where most schemes start. Brighton and Hove added 202 in the year to September 2026, down 12.6% on the prior year, 94 of them developers.

There were 46 in the quarter, against 55 in the same months of the previous year.

Companies registered with SIC 41100, 41202 or 68100, placed by registered office. The register lists live companies only, so earlier periods lose companies since dissolved.

Benchmark

Brighton and Hove against England and Wales

MeasureBrighton and HoveChangeEngland and WalesChange
New development charges, 12 months66+40.4%9,562+11.3%
Development charges satisfied, 12 months15-40%3,908+21.2%
Live development book at 30 September 202628242,944
Share of live book over 24 months old61.3%61.3%
Exit-type lending to developers, 12 months22-4.3%5,002-0.4%
New-build sales, settled 12 months89+6%67,091-7.1%
New-build share of sales, settled 12 months2.3%8.1%
New developer and property companies, 12 months202-12.6%58,644-5.1%
What it means

What this means for developers exiting in Brighton and Hove

2 signals rose in Brighton and Hove (new development lending, new-build sales) and 2 fell (loan repayments, new companies).

The age profile is close to the national picture, so the case for exit finance rests on each scheme's own sales rate, not a local squeeze.

More new-build sales being registered means buyers are there, which makes exit loans easier to size.

Terms depend on the scheme, the sales evidence and the developer, and no finance is guaranteed. We are a finance broker, not a lender. Development exit finance for companies is unregulated lending.

Read how a development exit loan is sized, or compare the national picture in the Development Exit Demand Tracker. Local market detail sits on our development exit finance in Brighton and Hove page.

Methodology and sources

Companies House charges (security instruments, not loans: no amounts, LTVs or rates). Development lending = charges held by specialist development lenders, or by development-active mixed lenders where the borrower carries SIC 41100/41202, the charge wording names development land or a site, or the borrower is a newly incorporated (within 12 months) SIC 68100 company with no buy-to-let SIC (the same rule as the national Development Exit Demand Tracker). Exit-type lending to developers = charges registered by bridging, specialist-bank and private-credit (funder) lenders against companies carrying SIC 41100/41202. A charge is placed by its charged-property postcode, or failing that the borrower's registered office. 'Satisfied' is the filed repayment of a charge: the exit. Exit refinance events are new charges registered on the same title after a specialist development lender's charge was repaid or released (charge stacks, same-group and same-company pairs excluded). Satisfactions are filed late, so a quarter-end stays provisional until 30 days after the data cut-off. Lender categories come from the Construction Capital lender register; lenders are never named.

Land Registry registers new-build plot sales up to a year after completion, so new-build counts, shares and premiums are read only over the settled 12 months ending a year before the data vintage (settled12m) and compared with the 12 months before that. New-build figures in the most recent windows are incomplete and are not used for any headline. HMLR Price Paid, standard (category A) residential sales (detached, semi, terraced, flat) in the location's local authorities. New-build premium compares the median new-build price with the median existing-stock price within flats and within houses; it is a transaction-sample median, not a constant-quality index. Registrations lag completions by weeks to months, so the most recent months (and new-build plots especially) understate final counts; trailing-12-month figures are the steadier read.

Residential planning applications (new build, conversion, prior approval, mixed use, HMO, demolition and rebuild) from the Construction Capital council-portal scrapes, one record set per authority, over each council's rolling 12-month scrape window. Unit counts are stated only on some applications, so totals undercount. Councils not yet scraped are listed as missing, never estimated.

New companies with SIC 41100, 41202 or 68100 by registered-office postcode. The register snapshot holds live companies only, so earlier windows lose companies since dissolved; read year-on-year change as indicative.

Data vintage: charges registered to 2026-10-30, satisfactions filed to 2026-11-02, company register snapshot 2026-11-01, Land Registry transactions to 2026-09-30. Area covered: Brighton And Hove (local authority boundaries). Minimum sample 30. 19 cuts suppressed for sample size.

Sources: Companies House charge register, Construction Capital analysis; HM Land Registry Price Paid Data, Construction Capital analysis; Council planning portals, Construction Capital planning scrape. Contains HM Land Registry data © Crown copyright and database right 2026, licensed under the Open Government Licence v3.0. Companies House data is public and reused under the Open Government Licence.

You are welcome to cite or chart these figures with a link to this page.

FAQ

Development exit in Brighton and Hove: common questions

How many developers borrowed in Brighton and Hove last year?

20 development companies registered 66 charges to development lenders in the 12 months to September 2026, and 15 development loans were filed as repaid over the same period.

How old are development loans in Brighton and Hove?

61.3% of the 282 development charges live in Brighton and Hove at the end of September 2026 had been in place for over two years, against 61.3% nationally.

What is development exit finance?

A short-term loan taken at or near practical completion. It repays the development lender and funds the sales or letting period, often at a lower rate than the development loan it replaces, and can release equity for the next scheme. Our development exit finance page covers how it is sized and priced.

Where does this data come from?

Companies House charges and company registrations, HM Land Registry Price Paid Data and council planning portals, all analysed by Construction Capital. Figures below the minimum sample of 30 are suppressed, and lenders are grouped into categories rather than named.

Completing a scheme in Brighton and Hove?

Send us the scheme, the current facility and the sales position and we will give a view on the exit options and indicative terms.