West Midlands

Development Exit Finance in Solihull

Development exit bridging, sales-period finance, equity release and refinance for completed and part-finished schemes in Solihull. Finance against the scheme and its gross development value, not a regulated home loan.

Matt Lenzie
Written and reviewed by Matt Lenzie Founder & Principal Broker · 25 years arranging development finance · Reviewed June 2026
£328,000
Median sale price (HM Land Registry)
3,239
Transactions, last 12 months
Active and liquid
Exit liquidity
£62.8bn
UK investment volume (CBRE)

If you have a scheme reaching practical completion in Solihull and the development loan is maturing before the units have sold, development exit finance bridges that gap. We arrange it across Solihull and the wider West Midlands market, sizing the facility on gross development value, the sales evidence and the redemption date on the existing loan, then placing it with the lender most likely to fund the run to a sold or refinanced position.

Lenders fund a Solihull development exit bridge against the finished scheme's value and how quickly its units will clear. We structure the loan to gross development value, the interest retained or rolled across the sales period, and the refinance or sale that repays the bridge. Solihull is a active and liquid market, with around 3,239 transactions in the last year at a median of £328,000 (HM Land Registry), values typically in the value band, the local evidence a lender weighs when it sizes the sales runway and the exit.

Development exit structures for Solihull schemes

We arrange the full range of development exit structures for Solihull developers and investors. A development exit bridge repays the development loan at practical completion, lowering the cost of carry and buying time to sell. Sales-period finance funds the marketing run so units are not discounted to hit a redemption date. A part-complete exit steps in before practical completion where the original facility has run out of term or headroom. An unsold-units facility bridges the tail of a scheme once most units have sold. An equity-release exit pulls surplus value out of a finished scheme to fund the deposit or land on the next site. A refinance moves retained units onto term or buy-to-let debt. We place each case with the lenders that fund finished and part-finished schemes across West Midlands.

Development exit finance across property types in Solihull

A development exit turns on how the finished scheme sells or stabilises, and that looks different for every property type. We arrange the exit on all of them in Solihull and across West Midlands: completed apartment schemes selling unit by unit, build-to-rent blocks leasing up to a stabilised investment refinance, purpose-built student accommodation turning on the academic-year lettings cycle, HMO and co-living schemes letting room by room, mixed-use schemes balancing the differing timelines of their residential and commercial parts, and office-to-residential and permitted-development conversions where warranties and building control sign-off drive the exit. An apartment scheme is read on sales rate and price. A build-to-rent block is read on lease-up and the investment yield. A conversion is read on warranties and unit titles. Knowing which lender funds which exit here, and at what leverage, is the work we do before a case reaches a credit committee. Local planning records show 236 commercial-relevant schemes in the Solihull pipeline carrying around 3,623 units and an estimated £1,179,619,000 of development value, a read on the forward supply of schemes that will need an exit as they complete.

Sizing a Solihull exit bridge: value, sales and the redemption

A development exit lender underwrites three things: gross development value against the day-one value, the credibility of the sales plan that clears the scheme, and the exit that repays the loan. We frame the loan to gross development value, the sales-period runway and the interest cover across it, and the refinance or sale beneath the bridge. The wider UK investment market gives the exit context: around £62.8bn of commercial property changed hands (CBRE, 2025), a measure of the liquidity a sale or refinance depends on.

Before you commit to a development exit on a Solihull scheme, the checks that matter are the realism of the sales rate, the headroom to cover interest until the units clear, the gross development value against the day-one value, the strength of the exit (unit sales, a term lender's appetite to refinance, or a buyer for the block), and the time the bridge gives you before its own redemption. We pressure-test these as part of arranging the finance, because the same things a developer should weigh are the things a lender underwrites.

The Solihull market and your development exit

Solihull is a active and liquid market for an exit: around 3,239 transactions over the last twelve months at a median of £328,000 (HM Land Registry), concentrated across the B92, B90, B91, B37 postcode areas. Birmingham and Coventry form the largest regional office market, with HS2-driven regeneration and strong build-to-rent and logistics pipelines. A high-growth market where regeneration is reshaping the city core. Short-term and bridging lending is a deep market nationally, with around £13.7bn of gross lending (BDLA, Q3 2025), so a well-structured Solihull development exit has a competitive field of lenders behind it. We read this local evidence alongside the scheme's own gross development value and sales plan when we size and place a Solihull facility.

  • Birmingham anchors the largest regional office market
  • HS2 and city-centre regeneration
  • Strong logistics and BTR delivery

The local market in Solihull and your exit

Local sold-price data is the evidence a development exit lender reads when it sizes the sales runway, because a development exit is repaid by unit sales or a refinance into the local market. Solihull recorded around 3,239 sales over the past year at a median of £328,000, which makes the local market active and liquid for an exit.

Values and liquidity set the take-out. A deeper, more liquid market gives a buyer or a refinancing lender more confidence, which in turn supports leverage on the development exit facility while the remaining units sell.

Sold price by property type (Solihull)

Detached£590,000
Semi-detached£335,000
Terraced£250,000
Flat / apartment£173,000

Source: HM Land Registry price-paid data, last 12 months. Local market context for exit and valuation, not an asset-specific valuation.

Recent price trend

QuarterMedianSales
2024-Q2£310k856
2024-Q3£340k881
2024-Q4£322k913
2025-Q1£321k1079
2025-Q2£300k594
2025-Q3£331k914
2025-Q4£335k814
2026-Q1£324k672
Pipeline

Development pipeline near Solihull

Recent planning activity recorded by Solihull Metropolitan Borough Council, a read on the forward supply of schemes that will need an exit as they complete.

  • 3 Reliant Close Castle Bromwich Solihull B36 9NG

    B36 9NG1 units Awaiting decision

    Change of use from dwellinghouse (Use Class C3) to children's care home (Use Class C2) for up to two children aged 7-17 years, with a manager and up to two carers, who will sleep overnight, working on a rota basis.

    View on the planning portal →
  • 177 Old Station Road Hampton In Arden Solihull B92 0HG

    B92 0HG2 units Awaiting decision

    Infill development of two new houses with separate garages and associated landscaping.

    View on the planning portal →
  • Land Off Wootton Green Lane Balsall Common Solihull

    9 units Awaiting decision

    Permission in principle for up to 9 dwellings on land at Kenilworth Road, Balsall Common.

    View on the planning portal →
  • Manor Farm Packwood Road Dorridge Solihull B94 6EJ

    B94 6EJ10 units Awaiting decision

    Prior notification for a change of use from agricultural barns to 10 No. dwelling houses.

    View on the planning portal →
  • 46 Lovelace Avenue Solihull B91 3JR

    B91 3JR1 units Awaiting decision

    Erection of one house to the rear of 46 Lovelace Avenue with associated works to 46 Lovelace Avenue including separate new driveway entrance for new dwelling.

    View on the planning portal →
  • Waterfield Farm Hampton Road Knowle Solihull B93 0PA

    B93 0PA1 units Awaiting decision

    Single storey front extension and a change of use and conversion of stables to form 1 No. residential dwelling.

    View on the planning portal →
FAQ

Development exit finance in Solihull: common questions

What is development exit finance and when would a Solihull scheme need it?

Development exit finance is short-dated bridging that repays a developer's development facility at or near practical completion and funds the period until the scheme sells or refinances. A Solihull scheme needs it when the build is finished, or nearly finished, but the units have not yet sold and the development loan is maturing. The bridge replaces the development debt, usually at a lower cost because the build risk is gone, and buys time to sell at full value rather than at a discount forced by a deadline.

How much can I borrow on a development exit in Solihull?

Development exit facilities are usually sized on loan to gross development value, commonly up to around 70 to 75 percent depending on the scheme, the sales evidence and the exit. Leverage reflects how close the scheme is to a sold position and how strong the refinance or sale beneath it is. We hold more than one hundred lender relationships and shortlist the desks most likely to back a Solihull case. Figures are indicative and not an offer of finance.

What is the difference between development finance and development exit finance in Solihull?

Development finance funds the build itself and is priced for construction risk. Development exit finance replaces it once the scheme reaches practical completion, when that build risk is gone, so it is usually cheaper and gives the developer a clean sales period. Many Solihull schemes move straight from a development loan onto a development exit bridge at completion to cut the carry and avoid a forced sale.

Which lenders provide development exit and bridging finance in Solihull?

We arrange across challenger banks, specialist bridging lenders and debt funds that fund finished and part-finished schemes. The right lender for a Solihull scheme depends on the property type, how far sales have progressed, the leverage you need and the exit. We match the case to the desks that actively fund development exits across West Midlands, rather than steering every deal to one name.

Can I release equity from a completed Solihull scheme?

Yes. A cash-out development exit repays the development lender and releases surplus equity in the finished scheme, sized on gross development value, so you can fund the deposit or land on the next site while the current units sell. We structure the release against the value and the sales plan, and set the redemption so the bridge clears as units sell or the scheme refinances on a Solihull case.

What is the property market like in Solihull for an exit?

Solihull recorded around 3,239 property transactions over the last twelve months at a median of £328,000 (HM Land Registry), a active and liquid market with values typically in the value band. Liquidity matters because a development exit is repaid by unit sales or a refinance, and a deeper local market gives a lender more confidence in the sales runway. We read this evidence when we size and place a Solihull facility.

Do you only arrange finance in Solihull?

No. We arrange development exit, bridging and development finance across the whole of West Midlands and the wider UK, with the same approach: read the gross development value and the exit, match the case to the lenders that fund the property type, and negotiate terms on the borrower's behalf.

Nearby

Development exit finance near Solihull

The nearest towns and cities we cover, each with its own local market and exit picture.

Exiting a scheme in Solihull?

Send us the scheme, the gross development value and the exit and we will come back with a view on fundability and likely terms within one working day.